Multiple loans per customer
Micro-lending customers often hold more than one small loan. Track every loan of a borrower separately, with its own amount, rate and dates.
Microfinance software
Microfinance software for micro-lenders and small finance businesses
Dhiran Software by IndiaDraft helps micro-lending institutions manage many small loans, frequent repayments and daily interest tracking from one system — instead of spreadsheets and paper registers.
Built for the way micro-lending actually works
Automatic interest calculation
Interest is tracked from the loan details and dates you enter, so weekly, monthly or custom cycles stay accurate without manual registers.
Repayment and principal split
Record each collection and see how much went to interest and how much reduced the principal, borrower by borrower.
Receipts on collection
Generate a clear receipt for every repayment so field collections stay transparent, with bills legally formatted and ready to print and file.
Customer history in one place
Every borrower profile keeps the full history of loans, repayments and pending dues for quick decisions on the next disbursement.
Password-locked borrower records
Protect each borrower's details with a password lock so only you and your authorised staff can open their loan history.
Gujarati user interface
Staff who work in Gujarati can use the software comfortably, which shortens training time for small field teams.
Every borrower, every small loan, in one list
Search borrowers by name or phone number, see how many loans are active against each of them, and open a full repayment history in one click. Export customer and business data to PDF or Excel whenever you need it for audits or lenders.
Multi-user support keeps each user's records separate, so branches or partners can work in the same product without mixing data.
Pricing
Three versions. One yearly price.
Choose the version of Dhiran Software that matches the size of your lending business.
Dhiran Basic
For individuals starting their lending operations.
₹4,499/ year
≈ $52 / Year
- Basic customer management
- Loan management
- Interest calculation
- Repayment tracking
- Basic reports
- Receipt generation
- Printable bills & legal documents
- Customer password lock
- Basic data export
- One-year access
Most Popular
Dhiran Professional
For growing lending businesses that need depth.
₹6,999/ year
≈ $81 / Year
- Everything in Basic
- Advanced customer management
- Multiple loans per customer
- Advanced interest tracking
- Advanced reports
- Monthly and yearly reports
- PDF and Excel downloads
- Cash flow tracking
- Priority support
- One-year access
Dhiran Business
Full power for established finance businesses.
₹9,999/ year
≈ $116 / Year
- Everything in Professional
- Full advanced functionality
- Advanced reports
- Full data management
- Advanced business insights
- Multi-user capabilities
- Premium support
- Priority feature updates
- One-year access
All plans are billed yearly.
USD prices are approximate and may vary based on exchange rates and payment methods.
Online payment (Razorpay / Stripe) coming soon — purchases are currently completed over WhatsApp or email.
Pricing & version questions
Microfinance software FAQs
Contact
Contact IndiaDraft
Talk to the team behind Dhiran Software about pricing, demo access or setup.
Phone / WhatsApp
+91 9601551074
daxkansara116@gmail.com
Address
DO-45, Marketyard, Modasa, Gujarat, India, 383315